საკრედიტო რისკების მართვის სპეციალისტი

ვაკანსიის კოდი VC6368
ადგილმდებარეობა საკრედიტო რისკების მართვა,სათაო (თბილისი/უზბეკეთი)
ორგანიზაცია სს თიბისი ბანკი
მოქმედების ვადა 24.09.2021
კატეგორია სხვა
დასაქმების ტიპი სრული განაკვეთი
სამუშაო გრაფიკი სრული განაკვეთი
გამოცდილების დონე სპეციალისტი
სამუშაოს აღწერა
Main responsibilities:

• Monitor credit fraud alerts daily and take necessary action to protect customers and the bank.
• Identify fraud patterns through monitoring of high-risk loan applications, application approvals, loan disbursements, loan proceed transfers.
• Identify credit fraud patterns in bank branch, point of sale and bank employees - couriers / pos agents / other sales agents.
• Responsible for the creation of fraud rules by obtaining analytical data to support decisions.
• Provide support to the operational and business units of the bank on fraud related matters.
• Regularly prepare reports for the bank’s Risk Management.
• Responsible for maintaining knowledge of fraud situation and fraud schemes in the financial industry of Uzbekistan.
• Report fraud information and findings to the immediate supervisor in a timely manner.
• Develop and implement anti-fraud policies and procedures.
• Actively participate in team meetings, share information and make suggestions for improvements to fraud operations.
• Work closely with the Credit Risk Team in the development and production of reports to identify and measure fraud risks in the various loan processes.
 

Main requirements:
 
• Bachelor/University degree.
• Uzbek and Russian languages, English is a plus.
• 2-3 years of analytical experience; exposure to underwriting, credit administration, retail lending or fraud/operational risk department.
• Understanding of Uzbekistan banking regulations.
• Working knowledge of core banking systems, retail loan products and banking processes related to loans.
• Strong computer skills; highly proficient in Excel.
• Experience with customer behavioral data analysis and device fingerprint data analysis will be considered an advantage.
 
 
Skills:

• Candidate is expected to have strong computer skills, including but not limited to proficiency in MS office, analytical ability and competency in SQL query language and working with relational databases.
• Strong analytical skills to detect and identify weaknesses in the bank’s systems and processes and identify root cause of weaknesses.
• Strong communication skills (both written and verbal) to conduct investigations and interview fraudsters and individuals affected by fraudulent individuals.
• Attention to detail and accuracy to factor every piece of information in fraud case investigation.
• Ability to identify opportunities to improve or automate processes.
• Comfortable collaborating with business stakeholders.
• Ability to work in a fast-paced environment and adapt to changes very quickly with minimal supervision.